Why Pre-planning is so important
On the surface, that doesn’t sound like such a bad thing. No one wants to spend an inordinate amount of time contemplating their mortality. However, your perspective might change if you are ever involved in planning a funeral for someone else.
Planning a funeral can be agonizing, especially when the deceased loved one didn’t make any final arrangements. This leaves a great deal of difficult decision making up to grieving family members. How much money is available for the memorial service? Would their loved one have wanted a song or reading performed? Is burial or cremation preferred?
These and hundreds of related questions are likely to clamor for attention in the minds of surviving family members. Uncertainty leaves them confused at a time when they are already sad and grieving. This often leads to emotional decision making that causes them to overspend or to become mired in an endless procession of unanswerable questions.
As difficult as it is to contemplate the end of our lives on Earth, pre-planning is an essential act of love that we can perform for the people who are closest to us. By putting the process in motion long before it is needed, we ease the distress of our family at what is already a difficult time.
When you pre-plan, you make it possible for all of your wishes to be known. If you decide to work with a funeral planner, then you’ll have the ideal opportunity to make all of the major decisions that typically become so agonizing for families. For instance, you’ll be able to specify whether you prefer to be buried or cremated as well as what type of service you prefer. People who pre-plan their funeral arrangements can decide on the location, choose a casket and make decisions about the program and what music is played at any services. Many people also prepare an obituary and buy a cemetery plot.
When you plan ahead it also makes it possible to get financial matters under control. Gathering and updating all estate planning documents and other necessary paperwork definitely eases the load for grieving families. Making certain that the right people will have proper access to insurance, banking and other necessary information ensures that things go smoothly and that important details are not missed.
One of the most vital aspects of planning is discussing the existence of your plan with a close, trusted friend or family member. In fact, you may want to do so with more than one person to ensure that your wishes are well known and effectively communicated. You may also decide to rely on an attorney to hold a copy of your plan for final arrangements.
Pre-planning may also grant you a significant financial advantage. By planning and starting to pay for funeral and other arrangements today, you’ll pay at today’s prices. Since prices tend to rise over time, your pre-planning could save you hundreds or even thousands of dollars. That means more money that you can leave to your heirs.
Pre-planning is not a comfortable topic for most people. However, it is an important discussion to have with the family members who are closest to you. By planning with the funeral home of your choice, you can take many agonizing decisions out of the hands of your loved ones and make certain that your own wishes can be followed.